Payments and
waivers, connected
at last.

Handle's Payment Platform unifies payments, waivers, and lien rights data into one seamless workflow. Built exclusively for enterprise material suppliers and equipment dealers, Handle delivers the speed, accuracy, and visibility construction credit teams actually need.

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Trusted by the biggest credit teams in construction

Ferguson Handle + Ferguson
ABC Supply Handle + ABC Supply
US LBM Handle + US LBM
Oldcastle Handle + Oldcastle
EquipmentShare Handle + EquipmentShare
Crescent Electric Supply Handle + Crescent Electric Supply
HOLT CAT Handle + HOLT CAT
SRS Distribution Handle + SRS Distribution
The Home Depot Handle + The Home Depot
Cemex Handle + Cemex
Builders FirstSource Handle + Builders FirstSource
Floor & Decor Handle + Floor & Decor
Vulcan Handle + Vulcan
Heidelberg Materials Handle + Heidelberg Materials
Herc Rentals Handle + Herc Rentals
TDIndustries Handle + TDIndustries <
Ferguson Handle + Ferguson
ABC Supply Handle + ABC Supply
US LBM Handle + US LBM
Oldcastle Handle + Oldcastle
EquipmentShare Handle + EquipmentShare
Crescent Electric Supply Handle + Crescent Electric Supply
HOLT CAT Handle + HOLT CAT
SRS Distribution Handle + SRS Distribution
The Home Depot Handle + The Home Depot
Cemex Handle + Cemex
Builders FirstSource Handle + Builders FirstSource
Floor & Decor Handle + Floor & Decor
Vulcan Handle + Vulcan
Heidelberg Materials Handle + Heidelberg Materials
Herc Rentals Handle + Herc Rentals
TDIndustries Handle + TDIndustries <
Construction-Native

Everything your customer needs.

From ACH to Credit Card payments - Handle's online payment platform allows
you to get paid faster and more efficiently.

Online Payment Portal
The Construction Payments Platform

Generic payment tools don't work for construction.

Other payment processors are built for retail, healthcare, and SaaS — not for construction's
complex billing cycles, lien rights, and waiver requirements. Suppliers and contractors need
a platform designed for how payments really work in this industry.

Generic Provider:

  • Not built for construction - misses lien rights, waivers, and project-based billing entirely.
  • Payments are disconnected from waivers and lien releases, creating compliance gaps on every transaction.
  • Requires multiple disconnected tools to manage invoicing, compliance, and payments separately.
  • No state-specific compliance rules or project-level visibility into payment status.
  • Generic support teams with no construction expertise and no understanding of credit workflows.
  • Contractor-facing experience is clunky and disconnected from project context - low adoption rates.

Handle's Payment Platform:

  • Built exclusively for construction - designed around lien rights, waivers, and project-based payment flows.
  • Every payment is automatically linked to its waiver, lien, and deadline - full traceability and compliance at scale.
  • One connected platform for invoicing, waivers, lien compliance, and payments - no tool juggling required.
  • State-by-state lien rules and deadlines are tracked automatically - total protection across all 50 states.
  • Backed by construction credit experts and dedicated enterprise support who understand your workflows.
  • Contractors love Handle's portal - manage waivers, payments, and credits in one free, easy-to-use system built for them.
Waiver Management
Waiver Management

Where waivers and payments work
together — perfectly.

Handle links every waiver, payment, and lien right into one seamless flow. Suppliers get faster cash flow and compliance assurance, while contractors get an easier, all-in-one portal to pay, sign, and stay on track.

  • One connected system: Payments, waivers, and compliance are managed together. No more separate tools or duplicate work.
  • Automated tracking and visibility: Every transaction is linked to its waiver and project, giving credit teams instant insight into deadlines, status, and releases.
  • Full project to payment visibility: From invoice creation to lien release, Handle tracks every step automatically so nothing slips through.
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More than payments. A smarter collections engine.

Handle's payment suite automates the toughest parts of collections and reconciliation for construction credit teams.

Automated Cash App.

Matches payments to invoices instantly, reducing manual reconciliation time..

Deduction Identification.

Flags short payments and deduction reasons automatically.

Trade Credit Memos.

Issue, track, and apply credits directly within the payment flow, eliminating spreadsheet chaos.

Pre-Pay Invoices.

Let contractors pay early or in advance for faster cash flow and reduced DSO.

A payment portal contractors actually love using.

Contractors can view invoices, submit waivers, manage deadlines, apply credits, and make payments. All in one free, mobile-friendly system for them. No logins, no complexity, no delays.

"It's hard to even explain how much time Handle's software has given us back — it's just that impactful."

Sarah Briant
Credit Manager at Friedman's Home Improvement

Ready to see

Handle in action?

See how construction's leading credit teams are protecting more revenue, eliminating compliance risk, and getting paid faster — all in one platform.
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